In general, the loan limits are $$484,350, although they go as high as $$726,525 in some high-cost parts of the continental United States and Puerto Rico, and higher still in Alaska, Hawaii, Guam, and the U.S. Virgin Islands.

Mortgage loans are allowed to exceed these loan limits. Larger loans are called jumbo mortgages. The cost of obtaining a jumbo mortgage is generally higher than the cost of obtaining other loans. For this reason, they are often higher-priced mortgage loans.