Current California Mortgage Rates!
| Program | Option | Rate | APR | Lender Fees | Discount Points | Lender Credit |
|---|---|---|---|---|---|---|
| 30-Year Fixed | Zero Points | 5.875% | 5.887% | $1275 | 0 | $0 |
| Rebate | 6.00% | 6.00% | $0.00 | 0 | $2500 | |
| Zero Cost | 6.125%% | 6.125% | $107 | 0 | $5000 | |
| 15-Year Fixed | Zero Points | 5.5% | 5.5% | $0.00 | 0 | $0.00 |
| Rebate | 5.75% | 5.753% | $174 | 0 | $2500 | |
| No Cost | 5.875% | 5.878% | $174 | 0 | $5000 |
Rates updated: November 12, 2025 3:01 PM PST
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The fee information provided is based on the Investor's published guidelines. In some cases, actual fees may vary due to individual agreements with the Investor, special product guidelines, or other factors not available at the time of application (e.g., Redraw Fees, Appraisal Inspection Fees). The fees displayed do not include all third-party fees that will impact the cash required at closing (e.g., Appraisal, Credit Report, Title Charges) and are limited to fees paid to the investor (Application Fee, Underwriting Fee, etc.) or their designated providers for services such as Flood Certification and Tax Service.
Questions? Email: info@axelfunding.com
Rates are subject to change without any notice.
The fee information provided is based on the Investor's published guidelines. In some cases, actual fees may vary due to individual agreements with the Investor, special product guidelines, or other factors not available at the time of application (e.g., Redraw Fees, Appraisal Inspection Fees). The fees displayed do not include all third-party fees that will impact the cash required at closing (e.g., Appraisal, Credit Report, Title Charges) and are limited to fees paid to the investor (Application Fee, Underwriting Fee, etc.) or their designated providers for services such as Flood Certification and Tax Service.
Questions? Email: info@axelfunding.com
Rates are subject to change without any notice.