
We Make Saving Money EASY!!
AXELerating your Expectations!! Shaping the lending business for better.
It’s the best time to purchase or refinance!!
Current California Mortgage Rates Amazing
We choose Axel Real Estate & Home Loans for re-financing, and I am very pleased by their service, the customer representatives were great and they were on top of it and always kept us in the loop. I highly recommend their service for any new or refinancing needs.
— Zillow Reviewer who closed on a conventional 30-year fixed-rate refinance loan.
Buying our first home mortgage dealing always looked complex, but Axel Homes made it feel like breeze. Most competitive rates, swift actions, regular status updates made our mortgage dealing a enjoyable one. Crystal clear communication & documentation made loan process smooth with minimum back and forth. Have mentally signed up with them for all future mortgage needs.
— Zillow Reviewer who closed on a purchase loan.
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*Displayed fees are of broker & lender’s only not included any/all 3rd party and city/county taxes/fees. APR may change after adding all 3rd party fees and city/county taxes/fees. Rates/fees are solely based on info provided in this form. This is not Good Faith Estimate/ Loan Estimate . Verifications required prior to providing one.
An Experienced CA Mortgage Broker & Refinancing Company
The mortgage loan professionals at Axel Real Estate and Home Loans Inc. are committed to help you find the right mortgage for you. Every borrower is unique, as a trusted CA mortgage broker we provide personalized attention and a wide variety of mortgage solutions to meet your specific needs. We promise to make the home loan process or refinancing your existing mortgage simple and straightforward.
Processing
We are using industry's best tools to process the loans. Secure and paperless processing is safe and fast.
Pre-Approvals
Before you shop for a home, let us Pre-Approve you at no cost to you. We never pull credit unless we have your permission.
Support
We are here to help you through out the process. With 25 plus years experience in industry , from schools to location, just ask us.
Sharing is good, and with digital technology, sharing is easy
- Richard Stallman
Our Services
Our Strategy
Our name is trust in between you & us and we work hard for our brand. We will never break trust and this is our promise to you.
Mortgage Loans
Residential Mortgage Loans is our core business. With our expertise we can structure any loan for fast approval.
Real Estate
We raised our kids in Bay Area With our knowledge and experience, we can help you start a new successful life in Bay Area.
Free Consultation
We are here to answer any and all of your questions, you might have. Call us or complete our free consultant form.
Pre-Qualification
Simply click on our short application and we will work with you to get you pre-qualified for the loan amount you need to buy a home.
Credit Repair
Need help in fixing your credit score? We have knowledge, tools and resources to achieve the credit score you need.

Work Environment
Thanks to technology that we have many options. We work from home office as well. Which means we are available even after hours.

Let's work
Together
Timely close of escrow requires hand in hand work. The sooner requested documents/info is provided to us, the faster will be the speed of closing of your loan. 20 days close of transaction is no problem for us as long we receive documents on timely manner. Call us to find out more.
Testimonials
WORKPLACE
Work station & Infrastructure.
With the help of next-gen, hi tech software developed by Ellie Mae, our loan processing time is cut in half unlike our competitors.
Paperless secure process gives us the flexibility to avoid our client’s information sitting on desks unsecured or any where in the office.
At the same time, it gives you full control to simply upload your documents in electronic folders avoiding sending via emails.
Our fast pricing engine allows you to check rates on our website with simple 2 steps in few minutes. Our state of the art system search through more over 100 lenders to present you with the best rate available.This also give you the option to select a lower rate with cost or slightly higher rate with almost no cost. We keep our profit margins very low so you can get even better rate.
No gimmicks. No games. . Its all on our website and on your finger tips. Literally!!!
Property Value
Check how much your home is worth.
Simply click on our Home Value button to check the estimated value of your home. See what higher value can do for you.
- Better value allow you to cash-out.
- Consolidate your debt
- Payoff your car loan
- Get an equity line of credit.
Selling a home?
List with us for best service.
We will work with you to get the best price for your home. Home work before listing the home for sale is very important and we will give you the best advice.
- Low commission
- Higher quality service
- Open Homes
- Flyer distribution

25 Plus Years of Experience
We are committed to provide the excellent service to our client. Call is for free Consultant 408-350-7353
Our Dedicated Blog
Want to work with us?
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