Our Story
Why we started it?
Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .
As a mortgage broker, AXEL has developed relationships with some of the strongest mortgage lenders in the country. In addition to our in-house Processing, these relationships allow AXEL to offer a complete range of loan programs and pricing to satisfy the needs of any mortgage consumer. Loan programs include conventional, government, and non-conforming products using fixed-rate and various adjustable-rate mortgages.
From origination through closing, Axel Real Estate and Home Loans employs an experienced staff, whose sole function is to assure customer satisfaction. This staff includes an in-house Underwriter to provide timely decisions on your loans. Our staff’s commitment to this industry is supported by continued training and investing in the latest technology.
We at Axel Real Estate and Home Loans would appreciate the opportunity to serve you. With our competitive programs, experienced staff and aggressive pricing, we are sure you will be satisfied. We look forward to working with you soon.
Who We Are?

Zilehuma Elahi (Huma)
Broker/President
State License Number: 02007515
NMLS Loan Originator ID:390989
Axel Real Estate and Home Loans Inc. – NMLS#: 1672710
Huma

Rizwan Elahi (Rizzi)
Business Development Manager / Senior Loan Processor.
Cell: 510-825-0898
Email: rizzi@axelfunding.com