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Privacy Policy

PRIVACY POLICY

Last Updated: December 2025

This Privacy Policy applies to Axel Real Estate & Home Loans Inc. (“Company,” “we,” “us,” or “our”) and explains how we collect, use, disclose, and safeguard your information when you visit https://axelfunding.com, submit information through our website, forms, advertisements, or communicate with us in any way.

By using our website or submitting your information, you consent to this Privacy Policy.

✅ 1. Information We Collect

We may collect the following categories of personal information:

A. Personal Identifiers

  • Full Name

  • Email Address

  • Phone Number

  • Mailing Address

  • IP Address

B. Financial & Mortgage Information

  • Credit score range

  • Loan amount

  • Property value

  • Employment status

  • Income range

  • Bankruptcy history

  • Property ZIP code

  • Loan purpose (purchase, refinance, cash-out)

C. Technical & Usage Data

  • Browser type

  • Device information

  • Website pages visited

  • Form interactions

  • Submission dates and times

✅ 2. How We Use Your Information

We use your information to:

  • Provide mortgage quotes and loan consultations

  • Match you with loan programs

  • Contact you by phone, email, or text (with consent)

  • Process mortgage inquiries

  • Improve our website and services

  • Meet compliance and regulatory requirements

  • Detect fraud and protect against unauthorized access

✅ We do NOT sell your personal information.

✅ 3. How We Share Your Information

We may share your data only with trusted parties, including:

  • Mortgage lenders and investors

  • Credit reporting agencies

  • Title, escrow, and insurance providers

  • Government agencies when legally required

  • Technology vendors (CRM, hosting, email systems, SMS platforms)

All third parties are required to safeguard your information and only use it for lawful business purposes.

✅ 4. California Privacy Rights (CCPA & CPRA)

If you are a California resident, you have the right to:

  • ✅ Know what personal data we collect

  • ✅ Request access to your data

  • ✅ Request correction of inaccurate data

  • ✅ Request deletion of your data

  • ✅ Opt out of data sharing

  • ✅ Limit the use of sensitive personal information

  • ✅ Receive equal service and pricing (non-discrimination)

📩 To exercise your rights, contact us at:

Email: info@axelfunding.com
Phone: 408-350-7353

We may verify your identity before processing requests.

✅ 5. Cookies & Tracking Technologies

We use cookies and similar technologies to:

  • Improve website functionality

  • Track usage analytics

  • Enhance marketing performance

  • Protect website security

You may control cookies through your browser settings.

✅ 6. Data Security

We use standard security safeguards including:

  • SSL encryption

  • Secure servers

  • Restricted internal access

  • CRM security controls

However, no data transmission over the internet can be guaranteed to be 100% secure.

✅ 7. Email, SMS & Communication Consent

By submitting your information, you expressly consent to receive:

  • Phone calls

  • Text messages (SMS)

  • Emails

related to your mortgage inquiry and related services. Message and data rates may apply. You may opt out at any time.

✅ 8. Children’s Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors.

✅ 9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

✅ 10. Data Retention

We retain personal information only as long as necessary for:

  • Legal and regulatory compliance

  • Business operations

  • Customer service

  • Internal audits

✅ 11. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting to this page.

✅ 12. Contact Information

If you have any questions regarding this Privacy Policy, please contact:

Axel Real Estate & Home Loans Inc.
📍 1721 Deborah St., Tracy, CA 95376
📞 408-350-7353
📧 info@axelfunding.com
🌐 https://axelfunding.com

✅ Licensing Disclosure

NMLS #1672710
California State License #02007515

✅ Mortgage Advertising & Loan Disclaimer

“Submission of information does not constitute a loan application or a commitment to lend. All loan approvals are subject to underwriting review, verification, and final lender approval.”