PRIVACY POLICY

Last Updated: December 2025

This Privacy Policy applies to Axel Real Estate & Home Loans Inc. (“Company,” “we,” “us,” or “our”) and explains how we collect, use, disclose, and safeguard your information when you visit https://axelfunding.com, submit information through our website, forms, advertisements, or communicate with us in any way.

By using our website or submitting your information, you consent to this Privacy Policy.

✅ 1. Information We Collect

We may collect the following categories of personal information:

A. Personal Identifiers

Full Name
Email Address
Phone Number
Mailing Address
IP Address

B. Financial & Mortgage Information

Credit score range
Loan amount
Property value
Employment status
Income range
Bankruptcy history
Property ZIP code
Loan purpose (purchase, refinance, cash-out)

C. Technical & Usage Data

Browser type
Device information
Website pages visited
Form interactions
Submission dates and times

✅ 2. How We Use Your Information

We use your information to:

Provide mortgage quotes and loan consultations
Match you with loan programs
Contact you by phone, email, or text (with consent)
Process mortgage inquiries
Improve our website and services
Meet compliance and regulatory requirements
Detect fraud and protect against unauthorized access

✅ We do NOT sell your personal information.

✅ 3. How We Share Your Information

We may share your data only with trusted parties, including:

Mortgage lenders and investors
Credit reporting agencies
Title, escrow, and insurance providers
Government agencies when legally required
Technology vendors (CRM, hosting, email systems, SMS platforms)

All third parties are required to safeguard your information and only use it for lawful business purposes.

✅ 4. California Privacy Rights (CCPA & CPRA)

If you are a California resident, you have the right to:

✅ Know what personal data we collect
✅ Request access to your data
✅ Request correction of inaccurate data
✅ Request deletion of your data
✅ Opt out of data sharing
✅ Limit the use of sensitive personal information
✅ Receive equal service and pricing (non-discrimination)

📩 To exercise your rights, contact us at:

Email: info@axelfunding.com
Phone: 408-350-7353

We may verify your identity before processing requests.

✅ 5. Cookies & Tracking Technologies

We use cookies and similar technologies to:

Improve website functionality
Track usage analytics
Enhance marketing performance
Protect website security

You may control cookies through your browser settings.

✅ 6. Data Security

We use standard security safeguards including:

SSL encryption
Secure servers
Restricted internal access
CRM security controls

However, no data transmission over the internet can be guaranteed to be 100% secure.

✅ 7. Email, SMS & Communication Consent

By submitting your information, you expressly consent to receive:

Phone calls
Text messages (SMS)
Emails

related to your mortgage inquiry and related services. Message and data rates may apply. You may opt out at any time.

✅ 8. Children’s Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors.

✅ 9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

✅ 10. Data Retention

We retain personal information only as long as necessary for:

Legal and regulatory compliance
Business operations
Customer service
Internal audits

✅ 11. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting to this page.

✅ 12. Contact Information

If you have any questions regarding this Privacy Policy, please contact:

Axel Real Estate & Home Loans Inc.
📍 1721 Deborah St., Tracy, CA 95376
📞 408-350-7353
📧 info@axelfunding.com
🌐 https://axelfunding.com

✅ Licensing Disclosure

NMLS #1672710
California State License #02007515

✅ Mortgage Advertising & Loan Disclaimer

“Submission of information does not constitute a loan application or a commitment to lend. All loan approvals are subject to underwriting review, verification, and final lender approval.”